---
title: Boats
date: 2026-08-26T09:55:00+10:00
author: Lisa Whittle
canonical_url: "https://edgemoney.com.au/boats"
section: Site Content
---
![Photo by Alina Kacharho](https://edgemoney.com.au/volumes/images/unsplash/_2000xAUTO_crop_center-center_none/11482/photo-1229831802.webp) 

1. [ Home ](https://edgemoney.com.au/)
2. [ Services ](https://edgemoney.com.au/services)
3. Boats
 
#  Boats 

 

 

If you are in the market for a leisure asset such as a new boat, caravan, jet ski or a motor bike.

 

 

 

 

 

 

   ![Photo by Maxi am Brunnen](https://edgemoney.com.au/volumes/images/unsplash/_5853x3892_fit_center-center_70_none_ffffff/11485/photo-907264625.webp) 

 

 

 

 

If you are in the market for a leisure asset such as a new boat, caravan, jet ski or a motor bike. Edge Money Tasmania will source a lender for any significant purchase. The lender may use the asset as security for the loan or an unsecured loan for smaller amounts may be just what you need.

An unsecured loan is very flexible and no need for collateral security. You can use the funds for whatever purpose you wish. An unsecured loan may have a slightly higher interest rate compared to a secured loan.

 

 

 

 

 

 

 

 

 ## Why Finance Your Boat with Edge Money?

 

 

 

 

  

 

 

We compare options across a vast panel of lenders to secure a competitive rate tailored to your budget.

 

 

 

  

 

 

Flexible financing—choose a secured loan for lower rates on larger assets or an unsecured loan for quick approvals without collateral.

 

 

 

  

 

 

Complete funding flexibility whether you are buying new from a dealer or purchasing through a private seller.

 

 

 

  

 

 

Streamlined loan processes designed for self-employed individuals and ABN holders.

 

 

 

  

 

 

Solutions tailored whether your leisure vehicle is for personal weekend getaways or commercial business purposes.

 

 

 

 

 

 

 

 

 

 

 

 

 ## Frequently asked questions regarding boat loans

 

 

 

 

  What is the difference between a secured and unsecured leisure loan?  

A secured loan uses the caravan, boat, or bike as collateral, typically offering lower interest rates for larger amounts. An unsecured loan requires no collateral, providing faster approval and flexibility for smaller purchases.

 

 

 

  Can I buy a boat or caravan from a private seller?  

Yes, our finance options cover both dealership purchases and private sales seamlessly.

 

 

 

  Will applying for boat or caravan finance affect my credit score?  

No, our team conducts a single soft check to compare options across 40+ lenders, protecting your credit score from multiple hard checks.

 

 

 

  Can self-employed individuals get approved for leisure finance?  

Yes, we offer Low Doc loans tailored for self-employed applicants using business bank statements or accountant letters instead of standard pay slips.

 

 

 

  What documents do I need to provide?  

You will generally need proof of identification (driver's license or passport), recent pay slips or business financials, and 3 to 6 months of bank statements.

 

 

 

 

 

 

 

 

 

 

 

 

 ## Start Your Adventure Today

Get in touch with the local team at Edge Money Tasmania today for a free, no-obligation chat about your car loan options.

 

 

 

 

 [ Contact Us Today ](https://edgemoney.com.au/contact-us)