--- title: Car Loans date: 2026-08-26T09:55:00+10:00 author: Lisa Whittle canonical_url: "https://edgemoney.com.au/car-loans" section: Site Content --- ![Shutterstock 2491544569](https://edgemoney.com.au/volumes/images/Banner-Images/_2000xAUTO_crop_center-center_none/10504/shutterstock_2491544569.webp) 1. [ Home ](https://edgemoney.com.au/) 2. [ Services ](https://edgemoney.com.au/services) 3. Car Loans # Car Loans Ready to get behind the wheel? Edge Money makes financing your next vehicle simple, fast, and tailored to your budget. ![Shutterstock 2507334657](https://edgemoney.com.au/volumes/images/Banner-Images/_2560x1706_fit_center-center_70_none_ffffff/10503/shutterstock_2507334657.webp) We will assist with a finance package for your next motor vehicle. Business and Personal use loans available. We offer a simple process offering various loan types to suit your individual circumstances. The team at Edge Money Tasmania work with multiple lenders and we are able to offer and negotiate better terms and rates compared with dealer finance options. This broader access means more competitive packages. ## Why Finance Your Car with Edge Money? Business and personal use Low Doc options available Trades person vehicles Private sales 40 finance institutions to source a competitive finance package to suit your situation ## Frequently asked questions regarding car loans What Does a Car Finance Broker Do? - Accesses Multiple Lenders: They compare loan products across a panel of bank and non-bank lenders. - Negotiates Rates: They leverage industry relationships to secure competitive interest rates giving you a choice of fixed or variable rates. - Manages Applications: They handle the paperwork from pre-approval through to settlement. Will using a broker impact my credit score? Utilising our broker team at Edge Money Tasmania, can actually protect your credit score. If you apply at multiple dealerships or banks personally, each institution may run a hard credit check, which lowers your score. Our broker team perform a single initial "soft check" to compare options, protecting your file until they submit the final application to the chosen lender. What documents do I need to provide? To assess your eligibility, we will ask for the following: - Identification: Passport or driver's license. - Proof of Income: Your two most recent pay slips - Bank Statements: Generally 3 to 6 months of recent history to verify expenses. Can I get a car loan through a broker if I am self-employed? **Yes**. Brokers specialise in finding lenders that offer "low-doc" (low documentation) loans for self-employed individuals, using business bank statements or accountant letters if required, instead of traditional pay slips. ## Ready to get moving? Get in touch with the local team at Edge Money Tasmania today for a free, no-obligation chat about your car loan options. [ Contact Us Today ](https://edgemoney.com.au/contact-us)